Since 1960, there has been a gradual increase in how
often the UK experiences periods of extreme rainfall. Intense rainfall, which
used to occur on average once every hundred days, has gradually become more
frequent so that in the last decade heavy rain now falls roughly once every 70
days[1].
The impact of this can be felt nationwide and, with almost 1,400 properties
having been affected by the most recent floods alone, more and more homeowners
and tenants alike are being urged to take into account the practical
considerations surrounding recovery.
Against this backdrop, and in order to provide
householders with practical advice in the event of a flood, Know Your Flood Risk has
launched its new Flood Recovery Guide. Written by Mary Dhonau, Chief Executive
of the Know Your Flood Risk campaign, along with Researcher Carly Rose, both of whom have first-hand experience of flooding,
the document offers an accessible step-by-step guide to help victims through
the initial stages of recovery, as well as in the months to come regardless of
whether the property is insured or not.
As
Mary explains: “When I first flooded, I was caught utterly unaware. I was woken
in the middle of the night by my son telling me that downstairs was under a
foot of water. I lost all my youngest son’s playgroup drawings along with many
other irreplaceable photographs and possessions. However what struck me at the
time was the complete lack of help or guidance for people such as myself,
caught in that situation.
“The
average flood claim is estimated to be around £30,000,” Mary continues. “However
in many cases householders, particularly in the rental market, don’t even have
the benefit of flood insurance simply because it is too expensive. If this is
the case there are still a number of things you can do, and often there are
grants and charities in place to support you. The real benefit of this guide is
that it offers guidance and advice regardless of your situation. Every flood is
different, and every house is unique, so the processes you need to follow will
not necessarily be the same as your neighbour. It can take up to 12 months
before any repairs are completed, but with the right support and guidance, you
can ensure that the recovery process is on track even from day one.”
“We
understand as well as anyone the loss, disruption and heartache that flooding
causes,” Mary concludes. “However recovery is possible and, even when the
situation seems most overwhelming, simply following some practical steps can
make all the difference in terms of getting things back on track following the
damage caused by flooding.”
The
Know Your Flood Risk Flood Recovery
Guide offers a wealth of practical hints, tips and guidance, along with third-party
information sources and advice, all presented in an accessible, easy-to-follow
format. The Guide is free to download at www.knowyourfloodrisk.co.uk.
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